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The 5 P's of Planning
Regardless of where you are at in your financial journey, chances are there is some sort of planning that needs to take place.  There are five major areas that we focus on as we plan for your goals, and together they make up the comprehensive wealth management approach that is a staple of Forum Wealth Management.
Retirement Planning
Retirement planning is the planning one does to prepare for life after their employment ends.  It involves planning for income and expenses, as well as lifestyle choices, like how to spend time in retirement, where to live, giving, etc.  Let us start or review your retirement plan today.  Contact Us
Investment Planning
Investment Planning involves selecting appropriate investment vehicles based on an investor's future goals, time horizon, and priorities. Investment Planning also considers the needed safety of the investments, and looks at factors such as liquidity and return. Proper investment planning is key to obtaining success with your financial goals.  Let us start or review your Investment Plan today.  Contact Us
Income Planning

Income Planning is crucial, especially for those in or nearing retirement. After adding your Social Security payments, pension, and investment income, there may be a shortfall in your income need.  We call this shortfall, an "Income Gap." Income Planning involves determining how to provide for your income gap, should you have one, as well as how to avoid one, if you are preparing for retirement.  Let us begin or review your Income Plan today. Contact Us

Estate Planning
Estate planning is far more than just simply passing on wealth.  Proper Estate Planning considers which assets to pass along, how to pass them along, and when to pass them along.  These questions are extremely important to answer as your investment planning strategies are closely tied to the goals of your Estate Planning.  Let us begin or review your Estate Planning goals.  Contact Us

College Planning
College Planning is becoming more and more important, as education costs continue to rise.  There are multiple avenues to pursue in terms of saving for college, and College Planning involves analyzing your personal situation and determining which strategy is best for you.  So whether you are considering a 529 Plan, an ESA, or other strategy, let us begin or review your College Plan today. Contact Us
Newsletters
  • Hidden Gem: HSAs in Retirement
    When saving for retirement, you're probably aware of the benefits of using tax-preferred accounts such as 401(k)s and IRAs. But you may not be aware of another type
  • Tax Scams to Watch Out For
    While tax scams are especially prevalent during tax season, they can take place any time during the year. As a result, it's in your best interest to always be vigilant
  • Know Your Mutual Funds
    Almost 100 million Americans, representing about 44% of U.S. households, owned mutual funds in 2018. Saving for retirement was the primary goal for 73% of investors;
  • How can you lower the costs of owning a vehicle?
    Vehicle expenses can take a big bite out of your budget. According to a AAA report, the average annual total cost of owning and operating a new vehicle in 2018 was
  • Is a vehicle subscription service in your future?
    Automakers and start-up companies are betting that today's generation of drivers will embrace a new model of temporary ownership called a vehicle subscription
    
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Check the background of this financial professional on FINRA's BrokerCheck.